Retirement Planning

Today there are more retirement planning options available than ever before. But how do you know which one is right for you? Or how much you should save in the first place?  For some, retirement may seem like years away. For others, it may be right around the corner. Regardless of where you are, it’s still important to take control of your finances and start right now.

Plan and save for retirement. It sounds easy enough, but it can be hard to do. Getting started can be a challenge. And even if you are already investing, you need to revisit your strategy regularly, to ensure you are maximizing your saving efforts. Planning for retirement is a process that requires constant maintenance. We are prepared to guide you through every aspect of the process. 

If you're just getting started, you most likely have a while to go before you retire. The longer your time horizon, the greater your chances of reaching your retirement savings goal. Why? Because time gives compounding—earning interest on your interest—a chance to work. And, it gives long-term investors a chance to recover from market downturns. Your time horizon also helps determine the amount of risk you can manage comfortably.

Each of our financial advisors is backed by a team with expertise in each of the areas we cover. When saving for retirement, you should first take advantage of your employer-sponsored retirement plan. There are several retirement options available to you, whether you work for a corporation, non-profit organization, the government or you are self-employed. Make sure to work with your financial advisor to maximize your contributions to your company plan.

Corporate Plans: Non-Profit and Government Plans:
401(k) 403(b)
Profit Sharing 457 Plans
Money Purchase  
   
Small Business Plans: Self-Employed Plans:
Simple IRA SEP IRA
Simple 401(k) KEOGH
  Single Property 401(k)

 

    

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